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Premium: The amount by which a bond sells above its face amount; or the amount of an advance of new issue over its offering price.

Prospectus: A circular, required by, and submitted to SEC, which describes securities to be offered to the public.

Proxy: The designation by a stockholder of the right to vote his shares at a corporate meeting, by another person eligible to vote,

Puts and Calls:    Option contracts permitting their owner to buy or sell a certain amount of stock at a specified price during a stated period of time. Rally: A market rise following a decline. Redemption Price: The price at which a bond may be called in before its maturity or a preferred stock retired at the option of the company.

Refinancing:  New securities sold to replace old ones. Registered Representative:  A customers' broker. Registration:   The supplying of information to SEC about a company and the security it proposes to issue; or the recording of securities in the name of an owner (individual, joint or corporate).

Regular delivery:   Delivery of securities to buyer on or by the fourth business day after a sale.

Right:  The privilege going with each share of stock, to subscribe to new securities in a given company. Scrip:   A certificate exchangeable for either stock or cash during a specified time period. SEC:  Securities and Exchange Commission.

Secondary Distribution: Resale of stock already out­standing, usually for account of large holders.

Short Sale: The sale by a person of a security he does not own, in the belief that he can buy it back cheaper at a later date. Meanwhile he borrows the security in order to make delivery.

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Sinking Fund: Money set aside in a special account to redeem, or buy in the market, bonds or preferred stock of a company.

Specialist: A broker on the floor of an exchange whose duty it is to make an orderly market in a particular issue, and to act as broker for other brokers in those issues in which he specializes. Over-the-counter, an individual or firm making markets in a specialized group of securities, such as banks, utilities, etc.

Split: The division of outstanding shares of a company into a larger total number.

Stock Dividend: A dividend declared and paid in stock instead of cash.

Stockholder of Record: The name of the stockholder as registered on the transfer books of a company. Switching:   Selling of one stock to buy another. Syndicate: A group of investment bankers or broker­age firms who join together in the underwriting and offering of a security issue.

Ticker: The electronic machine that prints on a tape, in a matter of moments, records of transactions which have just taken place on the floor of an exchange. Times/Earning Ratio:  The multiple of last reported annual earnings at which a stock currently sells.

Tips: Rumors or gossip usually without solid founda­tion about the probable price trend in a stock. Transfer Agent: An agency, often a bank or trust com­pany, which keeps a record of the name, address, and holdings of registered shareholders.

Unlisted:  See "Over-the-counter."

Warrant: A certificate permitting the holder to buy a share (or shares) of stock at a certain price for a specified period of time.

Wire House:  A securities firm with branch offices in several cities and wire services connecting them. Yield:  The return on a security at a given price, cal­culated by dividing the interest or dividend rate into the market price.

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