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Investor: A security buyer interested in protection of principal and reliability of income and to less degree, capital gains.

Investment Trust: A company whose business it is to

invest in other companies; most commonly, a mutual

fund.

Legal List:  A list of securities (in any state) which

qualify as legal investments for savings banks and

trust funds in that state.

Leverage: The use of other people's money to multiply

the buying or earning power of your own.

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Liabilities: All claims against a corporation. Lien:  A legal claim against property pledged to se­cure a loan.

Listed Stock:  A stock listed on a stock exchange. Long:   Owning specific securities.

Management: The board of directors and the actual operating officials of a company elected by it. Margin:  Buying a security by providing some of the funds needed and borrowing the rest.

Market Price:  The last reported sale price of a given security.

MIP:   Monthly investment plan for buying listed stocks with minimum payments of $40 a month. Mortgage: A lien on property to assure repayment of money borrowed.

Mutual Fund:  A closed-end investment trust. N AS D:   National Association of Securities Dealers, regulating and policing the trading in over-the-counter securities.

New Issue: A corporate security offered to the public for the first time.

No Par: A security without stated or nominal value. Not a New Issue: Securities not being offered for ac­count of issuer.

Odd Lot:  An amount of stock traded in less than the standard unit (usually 100 shares).

Over-the-counter:   A market for securities which are usually not listed on any exchange; used interchange­ably with "unlisted market."

Paper profit: Unrealized capital gain on a security holding.

Par: The face amount of a bond, or the value in dollars (or cents) assigned to an equity security by the company's charter.

Point:  Usually a change of $1 in the price of a stock and $10 in the price of a bond.

Preferred Stock:  A class of equity entitled to divi-

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dends before common stock; and to a certain amount in liquidation ahead of any distribution to common stockholders.

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