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Common Stocks: Securities representing the owner­ship of a corporation. Holders of a common stock usually have the sole right to elect directors.

Convertible: A bond, debenture, or preferred stock that may be exchanged for common stock (or another security) on certain stated terms.

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Coupon Bonds: Bonds carrying interest coupons to be clipped when due and presented for payment by the holder. (Usually the coupon is deposited at the holder's bank for collection and credit). Cumulative: A provision in preferred stocks and in certain income bonds, that payments, not made when due, may be made up at a later date. Such accumula­tions must be paid off prior to dividends on common stocks.

Curb Exchange: Former name of American Stock Exchange.

Day Order:   Order either to buy or sell that expires at the end of the day it is given, if not executed. Dealer:   An individual or firm in the securities busi­ness doing business as a principal rather than as agent or broker.

Debenture: An unsecured long term promissory note of a corporation.

Director: A person nominated and elected by share­holders to join the board of directors which guides the corporate destiny.

Dividend: A payment either in stock or in cash dis­tributed pro rata among outstanding shares.

Dow Theory: A system of projection of future market trends based on market performance of the Dow Jones Industrial and Railroad averages.

Equity: Ownership of either preferred or common shares in a company.

Ex Dividend: A phrase denoting that any one buying a given stock will not be entitled to receive the divi­dend last declared and payable.

Extra: Denotes any additional or extra dividend either in stock or cash, above the regular rate.

Face Value: The amount in dollars written upon the face of a bond.

Fixed Charges: Usually interest charges which must be paid, whether earned or not, before any payment to equity holders.

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Flat: Means that a bond trades without any accrual of interest from the last payment date. Floor:  The trading area of a security or commodity exchange.

Funded Debt: Long term indebtedness whether bonds, or bank loan.

Gilt-Edged: Slang for a very well secured bond quite certain to pay interest under any economic condition. Good delivery: A security offered in proper form to assure correct passage of title to a new owner. G.T.C. order: One which remains good (in effect) until canceled.

Guaranteed Security: One which has interest, prin­cipal, or dividend payment guaranteed by an agency other than the issuer.

Holding company:  A company owning the securities of another (usually a controlling interest). Income Bond:   A bond fixed as to amount and date of principal payment, but which pays interest only if and when earned.

Indenture: A legal document reciting the terms and conditions under which debt securities are issued, and defining rates and dates of interest payments, the bond maturity date, and any "call" provisions. Investment Banker: Usually an underwriter of se­curities who buys from a company or individual and resells to the public.

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